Stable value funds and money market funds are often compared in terms of their returns … but only one has had consistent performance over the long term.
To evaluate is human; to document the process, divine.
By combining active and passive underlying investments, blended target date funds may enhance potential returns and diversification over passive-only alternatives while keeping overall portfolio expenses low.
Voya Financial, a trusted provider with expertise in benefits, savings, and investing, was at the forefront of creating one of the first target date funds to help individuals prepare for retirement. At this key milestone for Voya’s target date funds, our team reflects on the journey and looks at what lies ahead.
Improving participant outcomes means going beyond the retirement plan.
Decoding the decumulation phase requires a range of products and solutions to support participants who are approaching, entering and in retirement.
Retirement readiness is a major challenge for many plan participants. SECURE 2.0 helps plan sponsors provide their participants with the tools and resources they need to meet this challenge. This legislation, along with its predecessor SECURE Act, provides sponsors more flexibility when it comes to offering retirement income products and services, as well as expanding access to them for participants.
American workers are suffering from a decline in confidence that they will be sufficiently prepared for retirement — and they’re looking to their employers for help.
Voya’s fourth edition of our biennial defined contribution plan sponsor survey seeks to offer perspectives on sponsors’ priorities, the challenges they face, and the services they may need—and may be helpful in putting your own plan’s priorities, challenges and needs into context
When the S&P 500 is more like the S&P 50, passive investing may not be the diversified approach you think it is. Here are some simple ways to broaden your exposure and reduce concentration risk.