When the S&P 500 is more like the S&P 50, passive investing may not be the diversified approach you think it is. Here are some simple ways to broaden your exposure and reduce concentration risk.
New features may not be what your plan needs this year. There’s plenty to be gained from simply refining what already works.
To evaluate is human; to document the process, divine.
Combining active and passive in blended target date funds may enhance potential returns and diversification while keeping overall portfolio expenses low.
Decoding the decumulation phase requires a range of products and solutions to support participants who are approaching, entering and in retirement.
Improving participant outcomes means going beyond the retirement plan.
American workers are suffering from a decline in confidence that they will be sufficiently prepared for retirement — and they’re looking to their employers for help.
Retirement readiness is a major challenge for many plan participants. SECURE 2.0 helps plan sponsors provide their participants with the tools and resources they need to meet this challenge. This legislation, along with its predecessor SECURE Act, provides sponsors more flexibility when it comes to offering retirement income products and services, as well as expanding access to them for participants.
A new income strategy from Voya Investment Management gives employers a tool to help defined contribution plan participants meet their retirement spending needs and reduce their chances of running out of money.
Collective investment trusts (CITs) offer many benefits to defined contribution plan sponsors — and, ultimately, to plan participants — but misconceptions about them persist.