Target Solution Trust Series

Approach

The Voya Target Solution Trust Series is a suite of Target Date Collective Trusts. This suite utilizes a sophisticated design that draws on the best practices of the defined benefit and defined contribution world to help participants reach their retirement goals. The Target Solution Trust Series invests in a combination of underlying trusts that cover multiple asset classes and asset managers to create diversified allocations for participants based on their retirement date. Through sophisticated portfolio construction techniques, the trusts offer diversification of alpha sources and investment styles to help generate consistent long-term returns while seeking to reduce risk.

Key Benefits

Open Architecture. Voya is one of only a few target date providers to employ a multi-manager approach and has over 10 years of experience working within an open architecture framework. This approach offers diversity of thought and process from world class asset managers.
Blend of Active & Passive. This suite combines active and passive management recognizing that the alpha opportunity differs across asset classes and not constant over market cycles. This approach allows this suite to realize the alpha potential of institutional asset managers within an attractive fee structure.
Broad Diversification. This suite invests in a broad range of traditional and non-traditional asset classes to help manage risks through all phases of the market cycle.
Participant-Centric Glide Path. The glide path is designed to maximize wealth accumulation early in a participant’s career and reduce equity in the years immediately before retirement when participants are the most vulnerable to a market downturn.